Thursday, June 2, 2022 PTAs are part of your school, but they also are independent organizations. That’s why schools’ insurance policies frequently do not extend to the PTA. As a result, if you are a PTA leader, then you probably have to assume responsibility for the conduct of the group, as well as any liabilities you face within the business. READ MORE >>
Tuesday, May 10, 2022Though businesses often require different types of insurance depending on industry risks, every single business can benefit from general liability insurance. This type of coverage offers valuable financial protection to your business, as well as to your customers. READ MORE >>
Tuesday, April 19, 2022Powersports vehicles are unique types of vehicles. In addition to functioning similar to typical automobiles and motorcycles, they are commonly used for events like racing and other competitive events. Just like any vehicle, a powersports vehicle is susceptible to a wide variety of unforeseen incidents. READ MORE >>
Wednesday, March 9, 2022Put simply, professional liability insurance—also known as errors and omissions (E&O) coverage—can help protect your business if the work or advice you provide results in client losses and subsequent professional negligence lawsuits. READ MORE >>
Monday, February 14, 2022At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Tuesday, January 18, 2022At times, you might decide to invest in expensive purchases. As you add more expensive items to your personal property, you will see your asset value increase. Adding items like furs, art and jewelry to your property means you also increase your loss risks. READ MORE >>
Tuesday, December 28, 2021General liability insurance is one of the most common and important forms of liability insurance for businesses, as it covers accidents that businesses face on a day to day basis. Specifically, such a policy can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. READ MORE >>
Tuesday, November 30, 2021When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.
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Thursday, November 25, 2021Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>
Tuesday, November 23, 2021A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>
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