Call Us 703-779-0111 ☰ ˟
Logo
Call Us 703-779-0111
  • Home
  • Products
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Personal Injury Protection
      • Rental Reimbursement
      • Uninsured & Underinsured Motorist
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Landlords Insurance
      • Mortgage Protection
      • Scheduled Property Insurance
    • Life InsuranceImage of right arrow
      • Group Life
      • Individual Life
      • Long Term Care
      • Disability Insurance
      • Second-To-Die Policy
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
    • Personal Umbrella & Identity Theft
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pest Control Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
    • Coverage for Your BusinessImage of right arrow
      • Leave Management
      • Loss Control Insurance
      • Marine Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Surety Bonds
    • Travel Insurance
  • Get A Quote
    • Quote Forms
    • Personal ProductsImage of right arrow
      • Auto InsuranceImage of right arrow
        • Classic Car
        • Medical Payments Coverage
        • Minor Violation Forgiveness
        • Personal Injury Protection
        • Rental Reimbursement
        • Uninsured & Underinsured Motorist
      • Home InsuranceImage of right arrow
        • Homeowners Liability
        • Landlords Insurance
        • Mortgage Protection
        • Scheduled Property Insurance
      • Life InsuranceImage of right arrow
        • Group Life
        • Individual Life
        • Long Term Care
        • Disability Insurance
        • Second-To-Die Policy
      • Powersports VehicleImage of right arrow
        • ATV Insurance
        • Boat Insurance
        • Motorcycle Insurance
        • Snowmobile Insurance
      • Personal Umbrella & Identity Theft
    • Commercial ProductsImage of right arrow
      • Coverage for Specific IndustriesImage of right arrow
        • Accounting Firm Insurance
        • Alarm Contractors Insurance
        • Insurance for Arborists
        • Construction Insurance
        • Consulting Firm Insurance
        • Specialty Trade Contractors Insurance
        • Craft Brewery Insurance
        • Educational Facility Insurance
        • Financial Institution Insurance
        • Healthcare Practice Insurance
        • Law Firm Insurance
        • Life Science Insurance
        • Limousine Services Insurance
        • Maintenance Contractors Insurance
        • Manufacturing Insurance
        • Maritime Employers Insurance
        • Media & Advertising Insurance
        • Orthotics & Prosthetics Insurance
        • Pool & Spa Insurance
        • Printers & Publishers Insurance
        • Railroad Contractors Insurance
        • Real Estate Businesses Insurance
        • Retail Insurance
        • School Bus Contractors Insurance
        • Scrap Metal Insurance
        • Security Guards Insurance
        • Self-Storage Insurance
        • Septic Contractors Insurance
        • Specialized Truck Equipment Insurance
        • Technology Services Insurance
        • Tow Trucks Insurance
        • Water Well Drillers Insurance
      • Coverage for Your BusinessImage of right arrow
        • Leave Management
        • Loss Control Insurance
        • Marine Insurance
        • Business Owners Policy (BOP)
        • Commercial Auto Insurance
        • Commercial General Liability
        • Commercial Property Insurance
        • Commercial Umbrella Insurance
        • Crime Insurance
        • Inland Marine Insurance
        • Professional Liability
        • Workers Compensation
        • Bonds
        • Fidelity Bonds
        • Surety Bonds
  • Resources
    • Refer a friend
    • Carriers
    • Insurance Glossary
  • About Us
    • About
    • Our Location
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact
Home > Blog > Property Insurance for Cost Conscious Homeowners
MONDAY, AUGUST 30, 2021

Property Insurance for Cost Conscious Homeowners

Your home is designed to be strong, but it is not designed to be invincible. There are numerous hazards that could strike at any time, from fires to severe weather or vandals. In any case, it might be incredibly expensive to make repairs or entirely rebuild the home when a problem does occur. Fortunately, your homeowners insurance can be there to help you cover the costs of damage that might arise. 

You might find that both partial repairs to and a total loss of your dwelling will be very expensive. Still, while your property insurance will help you alleviate the cost of repairs, it will still cost money to buy. It’s only natural to want to pay as affordable a price as you can for your coverage without sacrificing the benefits that are right for you. 
young homeowners
Saving Money on Home Insurance and Rebuilding Costs 

Regardless of whether you need to partially or fully rebuild your home, you must make sure you home insurance policy is adequate enough to protect you, your property and your family. In an effort to get the best coverage, but still keep it affordable, consider the following: 

  • Increase your credit score by paying your bills on time and always paying the minimum payment due. Credit scores often influence your premium costs. 

  • Avoid filing nuisance claims. Use your coverage to protect against losses from which you cannot recover by yourself, such as fires or weather disasters. Take care of minor incidents on your own, since simple home maintenance is every homeowner’s responsibility.  

  • Increase your insurance deductible to lower your monthly premium. According to the Insurance Information Institute, increasing your deductible from $250 to $500 can cut costs by 12 percent. Still, only choose a deductible you can afford, since this is a dollar amount that you have to pay for covered damage yourself. 

  • Consider buying multiple lines of coverage from the same carrier to get discounts. For example, many carriers offer discounts for bundling homeowners and automobile insurance. You’ll be able to save money, have easier access to policy services, and you can often set your policies to automatically renew at the same time of year. 

Plus, don’t forget that safety always come first. Installing a security system could also help you save on property insurance. This safety measure reduces the likelihood that intruders will be able to enter your home, which reduces the likelihood that you’ll file a claim.  

All in all, anything you can do to make your home insurance more cohesive and effective for you will lead to value savings. 

Posted 7:16 PM

Tags: property insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • business insurance(3)
  • general liability insurance(3)
  • professional liability(3)
  • home insurance(2)
  • health insurance(2)
  • property insurance(2)
  • commercial auto insurance(2)
  • workers comp insurance(1)
  • auto insurance(1)
  • powersports vehicle insurance(1)
  • workers compensation(1)
  • workers compensation insurance(1)
  • renters insurance(1)
  • workers comp(1)
  • retail insurance(1)
  • professional liability insurance(1)
  • school insurance(1)
  • commercial property insurance(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
17 FORT EVANS RD NE, STE A | LEESBURG, VA 20176
P: (703) 779-0111 | F: )(703)779-0561 | brent@thelucasagency.com
Social
Logo

Powered by Insurance Website Builder